What is the best type of health insurance for a poor college student with a thyroid plroblem?
Hello-
I just started college a year ago and last year had problems with my expences, everything went to school and food basically —I kept a strict budget and saved A LOT, and because of that this year i THINK i can afford health insurance and i really need it for i have been going without my thyroid prescription because it is kinda pricy and i have to PAY a doctor to get the persription renewed and all the tests that go with it.
So- does anyone know of any good health care plans , kinda on the cheap side that would help me out with my doctor visits and prescriptions?
Most colleges and universities have a health plan available on campus. This will be your cheapest option.
Depending upon your state and your exact thyroid problem, individual plans will either not cover your thyroid for a certain period of time as a pre-existing condition or they will decline your application altogether. Visit a local independent agent that works with all the major plans in your area. The agent can find out if a plan will accept you or not or will not cover your thyroid. The plans and premiums are exactly the same whether you use an agent or not.
Check out http://www.deliveringonthepromise.com/40545943
Watch the 5 minute video on the home page and you will qualify for a free $100 prescription card. Then select the "Save Money" option to see if they have a program that will work for you. This is not insurace it is discount healthcare. Their plans start at $19.95/mo per household. They also have a special Rx program you may qualify for that gets you all your prescriptions for just $82/mo. My husband is self employed, and we go this route. It’s still cheaper than insurance premiums, deductibles, sopays, and coinsurance for our family of four.
It might be cheaper to just go and see a doctor and pay for the prescription yourself. Walmart has generic thyroid medications for $4.00 a month. Call your local hospitals to see if they have low cost care where you can see a doctor for free or at a reduced price. Many hospitals have such clinics and you can get your prescription there.